Are you Insured Correctly?
You have a lot invested in your stables, equipment, horses and family’s future. No doubt insurance isn’t something you think about every day until that time you find yourself needing it. So when was the last time you reviewed your home or farm coverages? Has anything changed? Are you taking on more boarders or providing riding lessons? Do you have friends that have taken an interest in riding with you or your children? Do you board your horses somewhere else? If you participate in equine shows, clinics and training; or offer riding instructions, boarding, hay or sleigh rides or carriages and buggy rides, then your policy may not directly cover liability claims related to these activities.
Equine liability insurance is designed to cover many unforeseen risks involving horses and can help protect you from claims brought against you as a result of your horse business. You may also want to consider added coverage such as care, custody and control, which provides protection in the event that someone else’s animal suffers an injury or dies while in your care and you are held legally responsible. Many people assume these situations are covered by standard liability insurance, but that may not be the case. Equine owners face unique issues and exposures, and need an insurance agent who understands equine insurance. If you have questions about equine liability, contact me for an insurance review.
Did you Know?
We offer a wide variety of insurance products to include Home, Auto, Life, Annuities, Motorcycle, RV, ATV, Boat, Small Business, Rental, Umbrella, and Equine Mortality/Major Medical coverage.
Galvin Agency is here to help you with insurance questions, needs, and claims. We are here to assist you and our job is to make sure you feel protected and knowledgeable. Thank you for your business and we look forward to talking with you soon!
No person associated with this news letter receives any form of compensation for any products mentioned, nor should any mention of a particular product be considered an endorsement of that product. This newsletter is for informational purposes only and should not be considered authoritative on any topic. Please seek advice from an appropriate professional on any specific issue.
