Full Mortality Coverage

Provides coverage for the death or humane destruction of your horse/cow/bull as a result of theft, injury, illness, accident, or disease that occurs during the policy period. Your premium rate is based on an animal’s use, breed and age.

Major Medical/Surgical

This coverage can be added by endorsement to your policy to cover reasonable and customary medical procedures performed on your horse. Routine medical and pre-existing conditions will not be covered under this endorsement. There are various limits and deductibles offered.

Emergency Colic Surgery

This coverage is automatically included on all our mortality policies with no added premium. Limits vary depending on the carrier.

Stallion/Bull Infertility

This endorsement provides coverage for a proven breeding stallion or bull that becomes permanently infertile due to an accident, sickness or disease.